What’s a Medicare health plan? Medicare health plan provides health insurance for Americans aged 65 and older, but also for some younger people with disability status as determined by the Social Security Administration, as well as people with end stage renal disease and amyotrophic lateral sclerosis (ALS or Lou Gehrig’s disease). Medicare Savings Programs (MSPs) If you ...

Medicaid is a state benefit program that provides co-pay, co-insurance, and Part A and Part B premium assistance to some low-income individuals, the elderly, and people with disabilities. You may qualify for these benefits through Medicaid based on income. If you have a limited income, you may be able to ...

Eligible beneficiaries who have limited income may qualify for a government program that helps pay for Medicare Part D prescription drug costs. Medicare beneficiaries receiving the low-income subsidy (LIS) get assistance in paying for their Part D monthly premium, annual deductible, coinsurance, and copayments. Also, individuals enrolled in the Extra Help program do ...

What is term life insurance? Term life insurance is “pure” life insurance. The policyholder pays premiums regularly. If they die while the policy is in effect, their beneficiary (or beneficiaries) receives a death benefit.It’s very straightforward, which is the selling point for people who want a simple life insurance option.The ...

A Medicare Supplement plan, also called Medigap insurance, may help you pay for the “gap” between what Original Medicare pays and what you pay out of your own pocket. You can apply for Medicare Supplement plans through private insurance companies. What are Medicare Supplement Insurance Plans? Medicare Supplement plans may ...

Burial or Funeral Insurance & How does it works The average cost of funerals Funerals can cost more than many people think. The National Funeral Directors Association’s most recent estimate of the median cost of a funeral with cremation is about $6,000, and its median cost of a funeral with burial is ...